April 18, 2010 10:12 AM BST
Tiffany and Anna Marie
You have both summed it up perfectly !!!!!
Thats exactly how i feel about it.
Paula
September 20, 2010 5:47 PM BST
I don't know. After this post, if you think I'm a "shiftless layabout" you can say to me "Zoey, you are a shiftless layabout."
Several years ago, while performing in play off off off off Broadway a stair unit collapsed underneath me, breaking my back and effectively ending my acting career. Since then, I have been in almost constant pain. I tried to hold an office job, but it hurt so much that I couldn't sit for more than a few minutes. A couple of years later, my car was totalled by a drunk driver, which aggravated my back and gave me whiplash. Sometimes it hurts so bad that I can't even bring myself to leave my bed.
Yes, I'm on disability. Yes, I paid into disability for twenty years before I began collecting. I don't get food stamps, I don't get any help, just MY MONEY that the government took for me. I have responsibilities to my mother now, who is in worse worse shape than me, and sometimes, despite the pain, there are things I have to do for her, errands and I take care of the house as much as I can until I start hurting and have to sit down again.
It's getting better as I lose weight. The number one reason I got gastric bypass was to be able to get SRS with a short recovery time. The other reason was so I could hopefully improve my back, increase my strength and go back to work.
I don't work right now. Does that make me a bum?
Z
September 20, 2010 7:36 PM BST
Joanne
I can only speak for this area of the US -Texas. The "Black Economy" is thriving here. "Cash please?"
Gracie
September 20, 2010 7:52 PM BST
Trine, some pain has to be dealt with. That pain I will be more than happy to experience. When you've been looking forward to something all of your life, horrible pain seems like a mosquito bite in comparison.
Z
September 20, 2010 9:44 PM BST
Zoey, in no way am I against individuals like you receiving public aid. I fully believe that is one of the most important functions of government, one aiding the disabled, and two defending our nation. The problem with our government and to some extent the people who manipulate the system, is there is no accountability. There is no followup on seeing if previously funded programs work or not. Or if they are not working, all that happens is more money is thrown at them in "hopes" that will make them work. Businesses and individuals have "X" dollars to work with in their budgets, government should function the same way. This is not a democrat vs republican issue, they are both to blame.
Hugs,
Marsha
p.s., Since this thread was brought back to life after the Sept 15 estimated tax payment was due, I just want to assure those on the receiving end that I did mail in another check. So you're good for another quarter. LOL
Hugs,
Marsha
April 16, 2010 4:02 AM BST
If this keep up we'll be in the minority. With the way things are going why should people work? They have just as much as I do.
Just no pride.
April 16, 2010 2:25 PM BST
Karen - the UK is just the same, it's known throughout Europe as the welfare state. They might as well advertise it.
'If your own country can't support you, just come the UK,we'll house you, give you plenty of money to live on, pay for you children's education and the best part is, you don't have to contribute a thing.'
The people that suffer the most are the 'middle' classe, teachers, social workers, nurses etc, as they earn enough not to recieve any assistance or breaks from the government. There are a lot of people living on state benefits who have more money to live on per month than those actually earning a decent salary and working a full week. How is that ever fair? It gets even better when you ask them why they aren't even looking for work. The usual answer is along the lines of 'because I would be worse off!'
Benefits are there to help you through unemployment gaps or to assist those on low incomes, they have instead become an alternative to work.
It makes me mad
Nikki
April 16, 2010 3:37 PM BST
taxed as you earn it, taxed as you spend it, taxed on what you put away jusy incase you hit hard times, if you save for your retirement your taxed on that when you draw it and again when you spend it, and taxed on what you leave when you die, not counting inheritance tax and property tax on money you have already been taxed on. If one actually worked out the total tax per pound probably be about 75% over a lifetime. And what do the spend it on, apart from the indolant and lazy, imigrants that realy have no legal status here. and financial controllers for the NHS, think its about 5 managers now for each front line nurse or doctor. Spend the lot on building work camps and jails. where its realy needed. Free knickers and bras for trannies, lol
Cristine
April 16, 2010 11:20 PM BST
"...The people that suffer the most are the 'middle' classe, teachers, social workers, nurses etc, as they earn enough not to recieve any assistance or breaks from the government..."
I think we can add two further groups to that lot. The severely disabled and seriously ill. Much needed benefits are being removed from these people or denied them all together via flawed computerised assessments. In a system that I will kindly call 'bureaucratic euthanasia' thousands of seriously ill people are being put at risk of their conditions worsening. The UK may appear to be giving benefits to all and sundry but don't be fooled by the hype of a few well publicised stories in the popular press. In reality, the system is in a complete mess and disabled peoples lives are being put in real danger.
Rae.
April 16, 2010 11:50 PM BST
Nikki, there are some people that are on benefits through no fault of their own. Some of the unemployed are right lazy, idle sods who just sit on their butts all day. There are some, like myself, who are genuine cases. I've always said that i'd much rather be out there EARNING the money rather than sitting back & doing nothing. The Problem i face is that fact that where i live is an unemployment hot-spot & there's virtually nothing available apart from temporary work. I have done countless numbers of these silly " Job" courses and they have done me no good at all & it makes me wonder why i bother trying but i never give up as i've been brought up properly. It really does make me angry when the Media describe the unemployed as workshy sponging layabouts......we're not ALL like that.
lol xxxxxxxxxxxxxxxxx
Anna-Marie
April 17, 2010 1:24 AM BST
Marsha hunni, don't I know it!
I haven't been able to work since November 2008. Up until that point I had a great little one-girl taxi business looking after a rural constituency. When my condition became worse I had to give it up. It wasn't the sort of business you could sell so I chose one or two other drivers I could trust to look after my customers to the standard I did. They got tens of thousands of pounds worth of business!
Like all long term sick or disabled people I'd give everything to be generating an income again and not be reliant on benefits. Believe me - for those who look at us with green eyed envy - it really isn't worth it. As the saying goes: The hours are great but the moneys crap.
Anyone who can get through from monday to sunday without hardship is doing something dodgy on the side. If anyone thinks our lives are luxurious ones awash with cash go think again. Or, better still, saw your leg off and see how you get by...
I think I can speak for everyone in my particular situation. Yes, we want those workshy wasters off benefits and into work. They give us a bad name. But the government is using a sledgehammer to crack a nut. The inflexability of the new system has meant thousands of desperate people - I know, I'm one of them - have been cut off from the benefit system. At the moment I don't qualify for anything at all. After going through the system for 17 months I have to start the whole damn thing again. Great.
But I'm also lucky. Everybody I speak to - be they my adviser at the Job Centre or the department of Works and Pensions - take one look at my file and say the same thing. 'Oh God, I'm really shocked by this'. But it's happening by the thousand. Again, I'm lucky that my MP has been in direct contact with the Chief executive of Job Centre Plus to raise my case. But, as I've banged on about, it's the thousands and thousands of others who are also falling through the trap door that I'm concerned about.
Believe me, if I wasn't as mentally strong as I am than I would have seriously considered suicide as I don't wish to be a financial burden to my friends. And I can't believe that several people haven't already killed themselves over this issue. It's serious folks. I didn't call it 'bureaucratic euthanasia' for nothing...
I'd like to finish this unfortunate diatribe on a good note. Sadly, there isn't one. The latest medical review of the system in place appears to be making things worse. And neither main party look to changing it. So, if you live in the UK, you better not have a serious accident or contract a life threatening disease. Because you may well find yourself deep in the poo...
Rae.
April 17, 2010 1:50 AM BST
Paula, you have a point there but its not always the case that People that are out of work are better off than those working. Take myself for example....after the HB takes care of the rent, i'm lucky if i have £65 a week to live on. I guess what i'm saying is please do not tar everyone with the same Brush. If you were ever out of work then you'd know how hard it is having to live on so little.
Anna Marie
April 17, 2010 11:49 AM BST
Here'a a small start!!
Bank of America paid no taxes in 2009, even though it made $4.4 billion income.
GE made $10.3 billion in pre-tax income in 2008, but didn't have to pay a single cent in taxes
Molson Coors paid no taxes in 2009, and was actually paid $14.7 million by the government.
Busted - Treasury Secretary Timothy Geithner failed to pay taxes of $42,000 on IMF income
April 17, 2010 1:07 PM BST
But Marsha, the pay-no-taxes corporations and billionaires are part of your 47%.
No matter how much you like them, they are the main reason you have to pay more than you think you should, not the homeless and mentally ill.
Best,
Melody
April 17, 2010 4:21 PM BST
"extreme left" - girl, it's good to be called that again. It's nice to think someone thinks I am.
Most of my liberal friends claim I've slipped back to being a "progressive" as I approach my dotage.
Thanks, Marsha.
Best,
Melody
April 18, 2010 12:21 AM BST
"I know what it is like to be at rock bottom and am grateful for the assistance I received, minimal though it was. All systems are open to abuse but I would rather live in a society where help was available than in one where you are left to rot."
Well, it may not be worth much porscha but you have my total respect there.
Best wishes
Rae.
April 18, 2010 1:29 AM BST
Paula, you are right there, about certain groups of peeps not wanting to work. What really makes me angry is the fact in the press & Media its the lazy workshy lot ( those who don't want to work) are giving the genuine ones ( those who DO want to work) a bad name & it is not fair
Anna-Marie
December 29, 2010 6:56 AM GMT
Speaking of taxes.. it suprises me how all the right people get all the tax breaks & we in the lower & middle calss get tazed more. It all because those with the deep pockets pay off their U.S. senitors & reps & others too to get what they want done in congress, now I think that they should be taxed more & us taxed less that will help our economy so much more then taxing us poor wooking stiffs more.
December 13, 2010 7:45 AM GMT
Exactly Janis full employment would lead to ever-increasing inflation. So, its only fair to susidize the unemployed.
December 10, 2010 2:51 PM GMT
I learned my economics at a very early age:
"Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." - Wilkins Micawber in DAVID COPPERFIELD by Charles Dickens.
I wonder if we should send a copy to every elected member of the Legislative and Executive branches of the US.
December 10, 2010 1:43 PM GMT
The funny thing is, the only people really keeping the economy going are POOR PEOPLE.
The rich are obviously not using their vast wealth to stimulate the economy, they are using their wealth to outsource employment to foreign companies. That's why the unemployment rate is almost 10% in the US. They are either sitting on their money or pumping it into foreign markets.
The middle class, of course, is royally screwed, as usual. They CAN'T spend because they don't get incentives, or at least not nearly as much as other groups, the middle class is forced to save their money, even when they want to spend.
The only group keeping the wheels of economy going are the poor. Because they HAVE to spend their money. There is no choice about saving. Saving is a foreign concept to poor people. There is no saving. There is food to buy, bills to pay, children to raise. There is NOTHING extra.
The rich in this country have acted in a way that many would find traitorous. Taking money, made in the US and putting it to work, not in the US where they made the money, but in foreign governments, further de-stabilizing the US and making our country further indebted to overseas powers like China and Japan.
This country is eating it's own people. One would wonder if Jonathan Swift's "A Modest Proposal" is very far from reality at this point.
Z
December 10, 2010 2:13 PM GMT
If you want to have a capitalist system you have to have a significant portion of the population unemployed who can then be traded off against the working class to keep wages down with threats and implementation of unemployment . There has never been, nor can there be full employment in a capitalist system.
(Apart from having a good old war of course.)
December 10, 2010 11:30 AM GMT
I don't think you quite understand Marsha. Every piece of physical capital can be claimed. Then capital disintegration, labor costs, losses, and various incentives can be claimed. Even mom and pop business get quite a few hand outs but only because they'd go out of business if they didn't have them. Major corporations, through lobbying, receive exactly that and more. Just read about the subsidies given to corporate farms and it will make you sick.
The way unemployment should work is the following, and I'll use myself as an example even though I'm currently employed:
I'm a recent college graduate. If I were to face expected unemployment I should be capable to receive benefits, projected at expected income if I were working given my major. This would allow me search for work, do and unpaid internship which would build a resume, etc. Only upon getting a job that matches my current skill set would I cease collecting unemployment. My duration should be only for one year.
This would allow high-school drop-outs to get the lower-value added jobs since I wouldn't waste my time on them. The result would be multiple people hired instead of one: me taking the lower-valued added job immediately at their expense. I build a resume and get hired when I can for that $19 vs $10. Having a couple people employed vs one optimizes the M. multiplier, thus its economically rational.
However, we Americans love to blame the individual for structural issues and this is a structural issue. Too many major shareholders and CEO's are getting kick backs when the govt throws away the mass consumers. 90% of business innovation is done by small business, yet over 95% of the subsidies go to corporations.
If you consider business as economies than roughly 19 of the top economies of the world are businesses, when considering Gross Income as the equivalent to GNP...yet American major corporations get the majority of such subsidies and my many of my peers are homeless.
December 10, 2010 10:53 AM GMT
Honestly, I could talk about this hours but to make it short I'm with ya Marsh.
We have socialism, but for the wealthy.
Tax cuts and subsidies make sense if it develops economic growth. Subsidizing individuals makes sense only in terms of optimizing the money multiplier. Basically, the M. multiplier is the fact that by the time you spend you're dollar its turned in roughly $13-14 by the time it reaches the Feds. through various taxes (you pay rent, you're landlord pays a utility bill, that company pays salar...all of which are taxed).
With such a construct you want to subsidize low if at all since such consumers will buy from the Mom&Pop shops as this creates jobs. Basically the middle and early profesional classes, if subsidized, go on vacation and thus support local business (in that town). You subsidize the wealthy and they buy foreing goods, which has the smallest M multiplier "chain".
We striclty prefer to subsidize the wealthy on this one. Then we also have roughly 15 million illegals to take care of (effectively subsidizing them) when our working class is perpetually at at least 8% unemployment. Then we also subsidize folks how strictly prefer to work seasonal jobs so they can do nothing and collect unemployment for about 8 months out of the year.
What really makes me sick is being a recent college graduate. Bush effectively privatized student loans so I own a fraction of a mortgage at the typical variable rate. Then recent college graduates have zero subsidies...we can't collect unemployment. Honestly, I'm worried that our "cured" recession could have a 2nd wave since recent grads have nearly an 12% unemployment rate.
Then, as insult to the matter, if you rank taxes amongst the first world and consider "bang for your buck" I stronly believe America has one of tax ratios as nothing is socialized.
All of this really makes me consider emigrating elsewhere.