November 4, 2010 12:58 PM GMT
HI Rose,
Like you, I started my transition nearly six years ago. I have heard it said often by mtf gals that they had $70000usd into their transition. My transition has been no where near that costly. I think what runs the cost of transition up the fastest is FFS surgeries. Although $42000 was billed for my nose, my part along with the insurance came to around $14000 as being actually paid out. Probably add another $2000 for CT scans and doctors visits that I did not see the bill for.
Psych visits usually run $125 per visit and I have had several dozen over the years so call that $4000. But my cost was $35 a visit with insurance, so maybe $1400.
Medication is very cheap, especially if you have prescriptions and insurance or national healthcare. I'm guessing maybe another $8000 for the 5 1/2 years I've been on HRT, again my cost after insurance being much lower, so probably around $2000 out of my pocket.
My SRS is scheduled for 5 weeks from today, so if you ignore the travel part, it is about $11000. Add another 4K for travel and call it $15000. My insurance does not cover SRS.
Because I have insurance and many of the bills for stuff like labs twice a year I never see. So maybe another $2000 you could expect to pay.
So it looks like the total cost of my transition would be somewhere around $43000 if I didn't have insurance. My out of pocket cost would be just over $20000 with the bulk of that being the SRS. To me that sounds like a reasonable amount.
Transition medical expenses, including SRS and any travel related expenses, can be deducted on our federal income tax in the U.S. So I am figuring it will save me between $3000 and $4000 on my taxes for this year.
Hugs,
Marsha
November 4, 2010 5:01 PM GMT
Gawd, did we ALL start six years ago? Weirdness. At this point, I have no desire whatsoever to do a complete running total of what everything has cost me. At the top of that list, however, would be FFS.....$26,000, followed closely by emergency vehicle, hospital, surgery, a second surgery, second hospital stay, extensive rehab for a hate crime committed against my blameless right knee by a bigot's crowbar.
Z
November 5, 2010 2:19 PM GMT
Mine took ten years, start to finish.
If they had not sent me to CX, I would have been sorted in less than three, total (including cost of the operation at the time) would have been less than £15k.
As it is, I dare not work out how much extra all the additional assessments and interviews and meetings come to, but I reckon there would not be much change from £100k.
Ridiculous.
November 27, 2010 3:07 AM GMT
I lost track some number of years ago, but I would estimate my total expenses to total in the vicinity of $70,000 US.
Prescription medications (anti-depressants) and hormones, were mostly covered through my employer's health insurance.
Therapy mostly covered by my EAP (Employee Assistance Program - Mental Health Benefit)
Without the benefits provided by my employer, my total cost could have easily come to $100,000 US.
Had I waited, my current employer health plan would have covered my SRS, but I chose not to wait.